Résumés
Résumé
Cet article vise à étudier l’effet de la structure de marché et du choix stratégique sur la performance bancaire. La revue de la littérature montre que la structure de marché a un effet positif mais faible sur la performance bancaire. Le choix stratégique des dirigeants pourrait être introduit afin d’expliquer la performance bancaire. Les données on été collectées auprès d’un échantillon de 293 banques commerciales, appartenant à 11 pays émergents, disposant de données sur 7 années successives. Les résultats dégagés permettent de mettre en évidence le rôle du choix stratégique dans l’explication de la performance bancaire. Aussi, les résultats montrent l’absence de relation entre la concentration de marché et la performance bancaire et mettent en évidence l’importance de la part de marché dans l’explication de la performance bancaire.
Mots-clés :
- structure de marché,
- choix stratégique,
- performance bancaire
Abstract
This paper aims to study the effect of market structure and strategic choice on bank performance. The literature review shows that the market structure has a positive but low effect on bank performance. The strategic choice of leaders could be introduced to explain bank performance. The data have been collected from a sample of 293 commercial banks, from 11 emerging countries, with data on 7 successive years. Results highlight the role of strategic choice in the explanation of bank performance. Also, the results show no relationship between market concentration and bank performance and highlight the importance of market share in the explanation of bank performance.
Keywords:
- market structure,
- strategic choices,
- performance bank
Resumen
Este trabajo tiene como objetivo estudiar el efecto de la estructura del mercado y la elección estratégica sobre el desempeño del banco. La revisión de la literatura muestra que la estructura del mercado tiene un efecto positivo, pero baja en el rendimiento del banco. La elección estratégica de los líderes se podría introducir para explicar el desempeño del banco. Los datos han sido recogidos de una muestra de 293 bancos comerciales, procedentes de 11 países emergentes, con los datos de 7 años sucesivos. Las pérdidas y ganancias cabe destacar el papel de la elección estratégica en la explicación de los resultados de los bancos. Asimismo, los resultados no muestran ninguna relación entre la concentración del mercado y desempeño de los bancos y ponen de relieve la importancia de la cuota de mercado en la explicación del desempeño de los bancos.
Palabras clave:
- estructura de mercado,
- las opciones estratégicas,
- el banco de rendimiento
Parties annexes
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